VA Loans

  • 100% financing with no down payment required for military veterans
  • Must be a military veteran or in the military to obtain a VA loan
  • No PMI required
  • Lower interest rates and lower monthly payments
  • Lower minimum credit score requirement
  • Condos may be eligible
  • VA funding fee may be included in loan amount
  • No annual income limits
  • Can be new construction
  • Variable loan terms
  • More generous debt ratios
  • Gift funds may be applied to closing costs
  • No annual income limits
  • Appropriate for U.S. military active-duty, discharged, and retired veterans